Funders compete.
You take the best offer.
I work with several funding partners. Instead of applying to one and hoping, your file goes to the ones that fit, and they compete for it.
Working capital based on your revenue. Owners use it for hiring, inventory or a big job.
Business line of creditUp to $150,000Draw what you need when you need it. The rest stays there for later.
Same-day micro-fundingUp to $10,000For a quick gap: payroll, a repair, or a supplier who wants paying now.
Same-day side-gig funding$500 to $5,000Smaller amounts for smaller businesses, so you don't have to be big to get started.
Term and SBA loansLonger termsFor bigger plans that need a slower payback, like a second location.
Equipment financingTrucks to toolsSpread the cost of the equipment your business runs on.
Soft credit pull only
Checking how much you qualify for won't touch your credit score.
Tell me what you need
Fill out the short form. I'll look at your business and take it to the funding partners that fit.
Partners compete
They're bidding against each other for your business, so they've got a reason to sharpen the offer.
You see the best offer
I bring you the best one, with the total payback in plain numbers. Whether you take it is your call.
Funding comes from third-party funders and depends on a credit review, background check and bank verification. Approval and terms aren't guaranteed.
Money for the thing that's next.
Funding isn't only for businesses in trouble. Most of the owners I talk to are growing faster than their cash flow.
Payroll and cash-flow gaps
When a client pays late and your team still needs paying Friday.
Inventory before the rush
Stock up before your busy season instead of running out halfway through it.
Equipment and trucks
Replace what broke or add what lets you take on more work.
A bigger job
Say yes to the contract that needs money up front before it pays you.
A second location
Open the next spot without waiting years to save for it.
Marketing that already works
Put more behind the ads or campaigns that are already bringing you customers.
Send it to me before you sign.
A funding offer usually comes with a deadline and a lot of pressure to sign today. Give me a look first. If one of my partners can do better on cost and total payback, you'll see it. If nobody can, I'll tell you to take the one you've got.
Meet or beat, in three steps
- Send me the offerThe full offer straight from the funder, with the amount, payback and term.
- I shop itI take it to my funding partners and ask them to meet or beat it.
- You compareYou see both side by side in plain numbers and pick the one that's better for you.
Partners can't beat every offer, and they'll each run their own review. Send it early, because most offers expire in a few days.
What funders look at first.
Banks lean hard on credit scores. Most of my funding partners care more about how your business is actually doing.
Time in business
How long you've been open. Newer businesses still have options, just smaller ones.
Monthly revenue
What comes in each month, read from your business bank statements.
Your credit
Checked with a soft pull, so looking won't touch your score.
Your bank account
Funders verify your deposits and look for steady activity.
Good to have ready:
Your last few months of business bank statementsA photo IDBasic business details
You deal with Clifton.
Clifton Cessant co-founded Credit Success Network, a credit repair and business funding company, where he ran the funding side and helped clients reach more than $6.7 million in funding. Clifton Business Funding is that same work on its own. From your first form to the signed offer, you're talking to him.
I was stuck in the 500s for years. CSN got me into the 700s in under six months and I just got approved for my first business credit card at 0%. Life-changing.
They changed my life. I went from getting denied everywhere to getting funded for my business. I tell every friend about CSN.
Reviews from Credit Success Network clients, as published on creditsuccessnetwork.com.
More about CliftonQuestions, answered.
Will checking what I qualify for hurt my credit?
No. The application uses a soft credit pull, and a soft pull doesn't affect your credit score.
Are you a lender?
No. Clifton Business Funding works with several funding partners. I look at your business, take it to the partners that fit, and bring you back the best offer. The money comes from the funder, and so do the terms.
How much can I get?
It depends on your revenue, time in business and credit. Next-day business funding goes up to $2,000,000, lines of credit up to $150,000, same-day micro-funding up to $10,000, and side-gig funding runs $500 to $5,000. Most businesses won't qualify for the top amount, and I'll tell you honestly where you stand.
How fast can I get the money?
Some products can fund the same day or the next business day once you're approved and you've signed. SBA and longer-term loans take longer. I'll tell you which ones fit before you apply.
I already have an offer. Can you beat it?
Send it to me before you sign. I'll take it to my funding partners and see if one of them can meet or beat it on cost and total payback. If nobody can, I'll tell you that too.
What do I need to apply?
A few minutes for the form, your business details, and usually your last few months of business bank statements. If a funder needs more, I'll tell you exactly what and why.
Do I have to take the offer?
No. You'll see the offer, the total payback and the terms first. Whether you take it is your call.
Can a newer business qualify?
Often, yes. There are smaller products built for newer businesses, like side-gig funding. The amounts are lower, and they grow as your business does.
Two minutes. Soft pull only.
Tell me what you need and I'll take it to the funding partners that fit. You'll hear back from me, not a call center, and looking won't touch your credit score.
Start here
Already have an offer? Pick "I have an offer to beat" and I'll tell you what to send.
Rather just talk it through?
Call or text me. I'll ask a few questions and tell you straight which options fit your business.
Call 954-833-7801